StateFigures

Indiana Bonus Tax Calculator

See what a bonus is worth in Indiana after the federal flat 22%, FICA and Indiana's flat 2.95% state rate, or under the aggregate method, based on 2026 rules. About $3,260 of a $10,000 bonus is withheld before county tax, which every Indiana county adds and this estimate excludes.

Based on 2026 rules. Last verified August 25, 2026. By Auran.

Your bonus

Method
Indiana flat supplemental rate: 2.95%

Percentage method, flat 22% federal

$6,740.00

net from a $10,000 bonus after $3,260 withheld. Effective withholding rate 32.6%.

Net bonus 67.4%Withheld 32.6%
  • Net bonus 67.4%
  • Federal supplemental withholding 22.0%
  • Social Security 6.2%
  • Medicare 1.5%
  • IN state withholding 2.9%
Bonus$10,000.00
Federal supplemental withholding22%−$2,200.00
Social Security6.2%−$620.00
Medicare1.45%−$145.00
IN state withholding2.95% flat supplemental rate−$295.00
Net bonus$6,740.00

Aggregate method, added to a paycheck

$6,243.30

net from a $10,000 bonus after $3,757 withheld. Effective withholding rate 37.57%.

Net bonus 62.4%Withheld 37.6%
  • Net bonus 62.4%
  • Federal withholding (aggregate) 27.0%
  • Social Security 6.2%
  • Medicare 1.5%
  • IN state withholding 2.9%
Bonus$10,000.00
Federal withholding (aggregate)26.97%−$2,696.70
Social Security6.2%−$620.00
Medicare1.45%−$145.00
IN state withholding2.95% regular tables−$295.00
Net bonus$6,243.30

The two methods differ by $496.70: the percentage method leaves more in hand on this paycheck. The difference is withholding only; the tax owed for the year is the same either way and is settled on the return.

Withholding is not the final tax. A bonus is taxed on the return at your ordinary rates like any other income. If more was withheld than you owe, the difference comes back as a refund; if less, it is due in April. This estimate uses 2026 federal rules and Indiana's published withholding treatment; it excludes local income taxes, W-4 adjustments and benefit deductions, and it is not tax advice. Indiana withholds a bonus at its flat 2.95% state rate, plus the employee's county income tax rate, which is not included here. See the Indiana paycheck calculator for regular pay.

How Indiana withholds on a bonus

Indiana withholds a bonus at its flat state rate, 2.95% for 2026 after the January cut from 3.0%, plus the county income tax for the employee's county of residence at the rate set by that county: 2.02% in Marion County (Indianapolis), 1.59% in Allen, 1.5% in Lake, 1.1% in Hamilton. Departmental Notice #1 sets both. On a $10,000 bonus the percentage method withholds $2,200 federal, $620 Social Security, $145 Medicare and $295 Indiana state, leaving $6,740 before the county line; a Marion County resident would see a further $202 withheld.

Because both the state and county rates are flat, the aggregate method changes Indiana's lines only marginally and raises the federal line to about $2,700 for a $60,000 earner paid every two weeks. Indiana's $1,000 exemptions are used up by salary, so a bonus is taxed at the full state-plus-county rate on the return and the withholding settles even.

What the withholding means for your Indiana return

Any refund on an Indiana bonus is federal. A $60,000 single filer's marginal federal rate is 12% up to $50,400 of taxable income and 22% above, so a $10,000 bonus is really taxed at about $1,450 federal against $2,200 withheld, and roughly $750 returns. Residents of Kentucky, Michigan, Ohio, Pennsylvania and Wisconsin who earn a bonus in Indiana are withheld for their home state under reciprocity, though Indiana county tax may still apply for the county where they work. The Indiana paycheck calculator shows the marginal rates for any salary.

Bonus after withholding in Indiana, 2026

Single filer on a $60,000 salary paid every two weeks, $30,000 of wages already paid this year. Local taxes excluded.

Where a Indiana bonus goes under the percentage method, 2026
$0$10k$20k$30k$40k$50k$1k Take-home: $674 per bonus$1k Federal 22%: $220 per bonus$1k FICA: $77 per bonus$1k IN state: $30 per bonus$1k$674$2.5k Take-home: $1,685 per bonus$2.5k Federal 22%: $550 per bonus$2.5k FICA: $191 per bonus$2.5k IN state: $74 per bonus$2.5k$1.7k$5k Take-home: $3,370 per bonus$5k Federal 22%: $1,100 per bonus$5k FICA: $383 per bonus$5k IN state: $148 per bonus$5k$3.4k$10k Take-home: $6,740 per bonus$10k Federal 22%: $2,200 per bonus$10k FICA: $765 per bonus$10k IN state: $295 per bonus$10k$6.7k$15k Take-home: $10,110 per bonus$15k Federal 22%: $3,300 per bonus$15k FICA: $1,148 per bonus$15k IN state: $443 per bonus$15k$10.1k$25k Take-home: $16,850 per bonus$25k Federal 22%: $5,500 per bonus$25k FICA: $1,913 per bonus$25k IN state: $738 per bonus$25k$16.9k$50k Take-home: $33,700 per bonus$50k Federal 22%: $11,000 per bonus$50k FICA: $3,825 per bonus$50k IN state: $1,475 per bonus$50k$33.7k
  • Take-home
  • Federal 22%
  • FICA
  • IN state
BonusFederal (22%)FICAIN stateNet, percentage methodNet, aggregate method
$1,000$220$77$30$674$699
$2,500$550$191$74$1,685$1,708
$5,000$1,100$383$148$3,370$3,343
$10,000$2,200$765$295$6,740$6,243
$15,000$3,300$1,148$443$10,110$8,963
$25,000$5,500$1,913$738$16,850$14,362
$50,000$11,000$3,825$1,475$33,700$27,462

Frequently asked questions

How much is a bonus taxed in Indiana?
22% federal, 7.65% FICA and 2.95% Indiana state under the flat method, 32.6% or $3,260 on a $10,000 bonus, plus the county rate (2.02% in Marion County, about $202 more).
What is Indiana's supplemental withholding rate?
The flat state rate of 2.95% for 2026, plus the county income tax rate for the employee's county of residence.
Does the Indiana county tax apply to a bonus?
Yes. County income tax is withheld on all wages including bonuses at the rate of the employee's county as of 1 January. It is not included in this estimate.
Will I get Indiana bonus tax back?
Not from the state or county, whose flat rates match the tax owed. Federal over-withholding at 22% is the usual source of a refund.

Sources for the Indiana figures

  1. Indiana Department of Revenue: Departmental Notice #1verified Aug 25, 2026
  2. IRS Publication 15 (Circular E), section 7, Supplemental wagesverified Aug 25, 2026
  3. Social Security Administration, 2026 Social Security changes (COLA fact sheet)verified Aug 25, 2026

Bonus tax calculators in neighbouring states

This page estimates withholding on a bonus for tax year 2026; the tax actually owed on it is settled on the return at ordinary rates. It excludes local income taxes and benefit deductions and is not tax advice. Read the methodology and disclaimer.