StateFigures

Maryland Bonus Tax Calculator

See what a bonus is worth in Maryland after the federal flat 22%, FICA and Maryland's 6.5% state supplemental rate, or under the aggregate method, based on 2026 rules. About $3,615 of a $10,000 bonus is withheld before the county tax of 2.25% to 3.2% that every Maryland county adds and this estimate excludes.

Based on 2026 rules. Last verified August 25, 2026. By Auran.

Your bonus

Method
Maryland flat supplemental rate: 6.5%

Percentage method, flat 22% federal

$6,385.00

net from a $10,000 bonus after $3,615 withheld. Effective withholding rate 36.15%.

Net bonus 63.8%Withheld 36.2%
  • Net bonus 63.8%
  • Federal supplemental withholding 22.0%
  • Social Security 6.2%
  • Medicare 1.5%
  • MD state withholding 6.5%
Bonus$10,000.00
Federal supplemental withholding22%−$2,200.00
Social Security6.2%−$620.00
Medicare1.45%−$145.00
MD state withholding6.5% flat supplemental rate−$650.00
Net bonus$6,385.00

Aggregate method, added to a paycheck

$6,002.84

net from a $10,000 bonus after $3,997 withheld. Effective withholding rate 39.97%.

Net bonus 60.0%Withheld 40.0%
  • Net bonus 60.0%
  • Federal withholding (aggregate) 27.0%
  • Social Security 6.2%
  • Medicare 1.5%
  • MD state withholding 5.4%
Bonus$10,000.00
Federal withholding (aggregate)26.97%−$2,696.70
Social Security6.2%−$620.00
Medicare1.45%−$145.00
MD state withholding5.35% regular tables−$535.46
Net bonus$6,002.84

The two methods differ by $382.16: the percentage method leaves more in hand on this paycheck. The difference is withholding only; the tax owed for the year is the same either way and is settled on the return.

Withholding is not the final tax. A bonus is taxed on the return at your ordinary rates like any other income. If more was withheld than you owe, the difference comes back as a refund; if less, it is due in April. This estimate uses 2026 federal rules and Maryland's published withholding treatment; it excludes local income taxes, W-4 adjustments and benefit deductions, and it is not tax advice. Maryland withholds a separately paid bonus at its 6.5% top rate plus the employee's county rate; the county portion (2.25% to 3.2%) is not included here. See the Maryland paycheck calculator for regular pay.

How Maryland withholds on a bonus

Maryland's Employer Withholding Guide sets supplemental withholding at the state's top rate, 6.5% since the 2025 budget added the new brackets, plus the employee's county rate on the same bonus: 3.2% in Montgomery, Prince George's, Howard and Baltimore City, 2.25% at the low end. Combined state and county supplemental withholding is therefore 8.75% to 9.7%, among the highest in the country. On a $10,000 bonus the percentage method withholds $2,200 federal, $620 Social Security, $145 Medicare and $650 Maryland state, leaving $6,385 before the county line; a Montgomery County resident would see a further $320 withheld.

The 6.5% state rate applies on the return only to income above $1 million; a $60,000 earner's actual Maryland marginal rate is 4.75%, so the state over-withholds by about $175 on a $10,000 bonus. Under the aggregate method Maryland applies its brackets to the combined paycheck instead, withholding closer to 4.75% to 5%; the federal line rises to about $2,700.

What the withholding means for your Maryland return

A Maryland bonus over-withholds on both sides for most filers: 22% federal against a 12% to 22% marginal rate, and 6.5% state against 4.75%, so roughly $750 federal and $175 state return at filing on a $10,000 bonus for a $60,000 earner, while the county tax settles close to even. DC, Pennsylvania, Virginia and West Virginia residents who earn a bonus in Maryland are withheld for their home jurisdiction under reciprocity. The Maryland paycheck calculator shows the marginal rates for any salary.

Bonus after withholding in Maryland, 2026

Single filer on a $60,000 salary paid every two weeks, $30,000 of wages already paid this year. Local taxes excluded.

Where a Maryland bonus goes under the percentage method, 2026
$0$10k$20k$30k$40k$50k$1k Take-home: $639 per bonus$1k Federal 22%: $220 per bonus$1k FICA: $77 per bonus$1k MD state: $65 per bonus$1k$638.5$2.5k Take-home: $1,596 per bonus$2.5k Federal 22%: $550 per bonus$2.5k FICA: $191 per bonus$2.5k MD state: $163 per bonus$2.5k$1.6k$5k Take-home: $3,193 per bonus$5k Federal 22%: $1,100 per bonus$5k FICA: $383 per bonus$5k MD state: $325 per bonus$5k$3.2k$10k Take-home: $6,385 per bonus$10k Federal 22%: $2,200 per bonus$10k FICA: $765 per bonus$10k MD state: $650 per bonus$10k$6.4k$15k Take-home: $9,578 per bonus$15k Federal 22%: $3,300 per bonus$15k FICA: $1,148 per bonus$15k MD state: $975 per bonus$15k$9.6k$25k Take-home: $15,963 per bonus$25k Federal 22%: $5,500 per bonus$25k FICA: $1,913 per bonus$25k MD state: $1,625 per bonus$25k$16.0k$50k Take-home: $31,925 per bonus$50k Federal 22%: $11,000 per bonus$50k FICA: $3,825 per bonus$50k MD state: $3,250 per bonus$50k$31.9k
  • Take-home
  • Federal 22%
  • FICA
  • MD state
BonusFederal (22%)FICAMD stateNet, percentage methodNet, aggregate method
$1,000$220$77$65$639$681
$2,500$550$191$163$1,596$1,661
$5,000$1,100$383$325$3,193$3,236
$10,000$2,200$765$650$6,385$6,003
$15,000$3,300$1,148$975$9,578$8,583
$25,000$5,500$1,913$1,625$15,963$13,663
$50,000$11,000$3,825$3,250$31,925$25,904

Frequently asked questions

How much is a bonus taxed in Maryland?
22% federal, 7.65% FICA and 6.5% Maryland state under the flat method, 36.15% or $3,615 on a $10,000 bonus, plus the county rate of 2.25% to 3.2% (about $320 more in Montgomery County).
What is Maryland's supplemental withholding rate?
6.5% state for 2026, the top bracket rate, plus the employee's county income tax rate on the same bonus.
Will I get Maryland bonus tax back?
Usually some, because the 6.5% supplemental rate is above the 4.75% most Maryland wages are taxed at; about $175 per $10,000 for a middle earner, plus federal over-withholding.
Does the Maryland county tax apply to a bonus?
Yes, at the rate of the employee's county of residence, withheld with the state tax. It is not included in this estimate.

Sources for the Maryland figures

  1. Comptroller of Maryland: Employer Withholding Guideverified Aug 25, 2026
  2. IRS Publication 15 (Circular E), section 7, Supplemental wagesverified Aug 25, 2026
  3. Social Security Administration, 2026 Social Security changes (COLA fact sheet)verified Aug 25, 2026

Bonus tax calculators in neighbouring states

This page estimates withholding on a bonus for tax year 2026; the tax actually owed on it is settled on the return at ordinary rates. It excludes local income taxes and benefit deductions and is not tax advice. Read the methodology and disclaimer.